Rental guides

Karnataka rental guide

Stamp duty, registration, deposit norms and agreement practice — free.

Last verified: October 2026 · Rates change — verify at the sub-registrar before paying.

Stamp duty basis

₹200 flat (≤11 months); ~1% of avg annual rent for longer

Registration

No (11-month); yes for 12 months or more; e-stamp via Kaveri · As per Kaveri sub-registrar schedule

Deposit norm

Up to 10 months (Bengaluru norm — negotiate hard)

Agreement + police

11-month common; digital e-stamp rules apply · Verification advisable

Figures are commonly-cited ranges with a verify badge — confirm the current schedule at the sub-registrar/portal before paying a rupee.

Renting in Karnataka: law, portal and real costs

Rent law: Karnataka Rent Act, 1999

  • The Act limits the security deposit to a maximum of 10 months' rent.
  • Agreements for 12 months or more must be registered with the sub-registrar.

Registration / e-stamp portal

Kaveri Online Services — e-stamp and registration — kaveri.karnataka.gov.in

Worked stamp-duty example

Rent ₹22,000 a month on an 11-month agreement: ₹200 e-stamp is enough. For a registered 2-year lease, duty is about 1% of average annual rent — ₹2,64,000 × 1% = ₹2,640, plus the registration fee on Kaveri.

Typical monthly rents

City1 BHK2 BHK
Bengaluru₹12,000 – ₹30,000₹22,000 – ₹50,000
Mysuru₹7,000 – ₹14,000₹11,000 – ₹22,000

Indicative ranges from typical listings; actual rent depends on locality, furnishing and society.

Local tips

  • Bengaluru landlords often ask for 6–10 months' deposit; the 10-month cap is the legal maximum, so negotiate down.
  • Use Kaveri Online for e-stamp certificates instead of old franking — they can be verified online.

More Karnataka renting questions

What is the maximum deposit allowed in Karnataka?

The Karnataka Rent Act, 1999 limits the security deposit to 10 months' rent.

How much stamp duty for an 11-month agreement in Karnataka?

Usually a flat ₹200 e-stamp for agreements up to 11 months, bought through Kaveri Online or an authorised vendor; longer leases pay about 1% of average annual rent.

Where do I register a rent agreement in Karnataka?

Through Kaveri Online Services and the local sub-registrar office.

Last reviewed 2026-10-30. Stamp duty schedules change — confirm on the official portal before paying.

Karnataka questions

Karnataka me stamp duty kitni lagti hai? / What is stamp duty in Karnataka?
₹200 flat (≤11 months); ~1% of avg annual rent for longer. Use the calculator with your rent and deposit for an estimate — then verify at the sub-registrar before paying.
Karnataka me registration compulsory hai? / Is registration compulsory in Karnataka?
No (11-month); yes for 12 months or more; e-stamp via Kaveri
Karnataka me deposit kitna normal hai? / What deposit is normal in Karnataka?
Up to 10 months (Bengaluru norm — negotiate hard). Get refund conditions and timeline in writing — 'will adjust later' is how deposits die.

Also useful

Rent agreement register karna zaroori hai? / Is registration compulsory?
Above 11 months: YES, PAN-India (Registration Act). 11-month: optional in most states (notarized works, registered is stronger) — EXCEPT Maharashtra, where registration is compulsory at ANY term. Rajasthan needs Rent Authority registration instead.
11 month agreement kyu hota hai? / Why is everything 11 months?
To stay under the 12-month compulsory-registration threshold in most states — saving registration cost and office visits. In Maharashtra this logic fails: registration is still mandatory.
Maharashtra me stamp duty kaise nikalti hai? / How is Maharashtra stamp duty calculated?
Article 36A: 0.25% of (total rent for the term + non-refundable deposit + 10% p.a. interest on refundable deposit) + ₹1,000 urban / ₹500 rural registration (+ e-filing/service charges). Example: ₹15,000 × 11 mo + ₹50,000 deposit ≈ ₹1,700 all-in urban (duty ≈₹400 + registration + charges).
Stamp duty kaun bharta hai? / Who pays stamp duty?
In absence of contrary agreement, the LESSEE (tenant) pays (Sec 29(c) Indian Stamp Act) — but most agreements split or assign it explicitly. Whatever it says in writing wins, so read that clause.
Notary vs registered agreement? / Notarized or registered — which is better?
Registered always wins in court. Notarized 11-month agreements are the common compromise (cheap, fast). For multi-year stays or high deposits, pay for registration.
E-stamp paper kya hai? / What is e-stamp paper?
Electronic stamp duty payment (SHCIL / state portals like Kaveri, IGR) replacing physical stamp paper in most states. Keep the e-stamp certificate with the agreement — it IS the duty proof.
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